PMFME Loan: Govt Scheme - Get 10 Lakh Loan Just in 5 Minutes


The PMFME Scheme stands for the “Pradhan Mantri Formalisation of Micro Food Processing Enterprises” Scheme. It is an initiative launched by the Government of India aimed at enhancing the competitiveness of micro food processing enterprises (MFPEs) in the country. Here are some key aspects of the PMFME Loan Scheme:

About PM FME

Elements of PM FME scheme


Focus on producing one prime product in the entire district to ensure everyone benefits from economy of Scale, availing necessary common services, easy procurement etc. The product is called ODOP which will become a speciality of that particular area. It can extend beyond a district and can be a perishable agri-produce, cereal base product etc. Example- products includes mango, potato, litchi, tomato, kinnu, bhujia, petha, papad, pickle, millet based products, fisheries, poultry, meat

  • Credit linked grant at 35% of project upto Rs 10 Lakh
  • Seed capital to SHGs of Rs 40,000 per member in the industry.
  • Support of marketing and Branding upto 50% of expenditure.
  • Infrastructure upgradation covering a fraction of their cost.

  • For individuals: credit-linked capital subsidy @35% of the eligible project cost for expansion/ technology upgradation with a maximum ceiling of Rs.10 lakh per unit.
  • For group: Grant capital subsidy of 35% with credit linkage for capital investment to FPOs/SHGs/ Producer cooperatives etc.

  • Building a common production facility, incubation centre, warehouses for multiple units to use.

5. Branding and Marketing Support:

  • Branding and marketing support to ensure standardization, quality control, common packaging for the products of units.
  • Bring as many units together that are engages in same business as possible.
  • Support up to Rs.5 lakh is available from State Nodal Agency for preparing DPR for proposals for branding & marketing.

5. Capacity Building and Research: 

  • Training to parties on all levels of value chain like RPs, Enterprises/SHGs and the Trainers themselves for formalization of Micro Food Processing Enterprises.

General Eligibility Criteria for PM FME scheme

  • MSME enterprises whose turnover is not more than Rs 5 core per annum. Initial capital of the business is not more than 1 crore.
  • Individuals who are above 18 years of age are eligible to apply for PM-FME scheme.
  • Ownership/rental/leasehold right of the enterprise must belong to the applicant
  • Only one person from a family is eligible to apply for PM FME scheme